Corporación del Fondo del Seguro del Estado (CFSE)

What to do if you are injured at work in Puerto Rico

The CFSE-373 form, the five days to file with the Fondo, and what to do if your employer will not fill it out.

What to do if your employer will not report your work accident

The Voluntary Report and the CFSE-450.1 sworn statement: how to file without your employer’s signature.

What the Fondo pays you while you are on work leave

Transitory disability compensation, how it is paid, and why the CFSE publishes two different figures.

Your employer must hold your job while you are on workers’ compensation

The Article 5A job reservation: the 360 days, the four conditions, and the 15 days after discharge.

A work accident caused by a third party

If a third party caused your work injury you can claim damages, but not before 90 days from when the Fund’s resolution became final, and you have one year to do it.

August 31, 2026

The Fund’s dietas under the statute

The statute sets 66⅔% of the wage, never more than two hundred nor less than sixty dollars weekly, and up to three hundred and sixty-four weeks.

The Fund’s compensation schedule

Each limb has a number of weeks in the statute: 300 for an arm, 200 for hearing, 15 for a toe. The absolute cap is twelve thousand dollars.

The permanent total disability pension

Between a hundred and thirty and four hundred and thirty dollars a month for life, plus eighty for your carer and two thousand to adapt the house.

If a worker dies: what the Fund pays

Up to fifteen hundred for the funeral, plus a monthly pension of a hundred and thirty to four hundred and thirty dollars the widow and children collect indefinitely.

Which illnesses the Fund covers

Forty-two illnesses with their process, an open clause for the rest, three years to claim, and triple compensation if the employer broke the safety law.

Reinstatement after disability

Fifteen days from discharge to ask for the job, and an outer limit of twelve months from the accident, or six if the employer had fifteen employees or fewer.

The report the employer owes the Fund

Five days to report in writing, a register of every serious or slight injury, and up to five thousand dollars in court-imposed fines for failing.

The Fund for truckers and owners

The Act lets the self-employed trucker and the owner doing manual work buy their own Fund policy, and the latter extend it to a spouse and unwaged children.

Accidents the Fund does not cover

The Act excludes three cases, and two carry a condition: drunkenness must have caused the accident, and recklessness must have been the only cause.

The five days to report to the Fund

The Act gives you five business days to present for treatment, defines what counts as presenting, and says medical care can never be denied to you.

If the Fund delays deciding your case

After a month without justified cause with the case complete, the Act lets you complain to the Industrial Commission so it orders the Administrator to decide.

Workers the Fund’s Act does not cover

The Act excludes three groups and, for them, the employer’s liability is as if the Act did not exist: you sue in court and may attach property without bond.

The Fund premium is the employer’s to pay

No agreement for the worker to pay part of the premium is valid, and deducting it from wages is a misdemeanour with a fine of up to $5,000.