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An inheritance can be debts alone: the Code says so in those words

Last reviewed: September 10, 2026VerifiedPoder Judicial

In short

Book Six of the Civil Code of 2020 opens with eight short articles that fix the vocabulary of the whole of inheritance. Article 1546 defines: succession by cause of death is the transmission of the rights and obligations of the decedent that are not extinguished by their death. Article 1547 marks the moment: the succession opens at the moment of the decedent’s death. Article 1548 says how many classes there are and closes a door: succession may be testamentary, intestate or mixed, but not contractual. That last phrase is a prohibition: an inheritance is not arranged by contract. The three following articles define each class. The testamentary one is that resulting from the will declared in a testament. The intestate one is that established by law for where testamentary dispositions do not exist or do not govern — note it is enough that they not govern, they need not be absent. And the mixed one is that resulting partly from the will declared in a testament and partly by disposition of law. Article 1552 is the one most worth reading slowly: the inheritance comprises the rights and obligations transmissible by cause of a person’s death, whether the rights exceed the obligations, the obligations exceed the rights, or there are only obligations. The Code says in so many words that an inheritance may consist solely of debts. And it adds that it also comprises the computable donations, as well as the rights and obligations inherent to it after the succession is opened. Article 1553 separates two figures people confuse: the heir succeeds the decedent in all transmissible rights and obligations, by universal title; the legatee succeeds in specific goods or in an aliquot part, designated by particular title.

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What is it?

They are Articles 1546 to 1553 of the Civil Code of 2020: what succession by cause of death is, when it opens, how many classes there are, what the inheritance comprises and how heir and legatee differ.

Who can do it?

Anyone called to an inheritance in Puerto Rico, and whoever wants to understand the vocabulary a will and a declaration of heirs use.

Requirements

Documents you need

Cost

Check the current cost with the official agency.

Step by step

  1. Step 1: What is transmitted

    Article 1546: the rights and obligations of the decedent that are not extinguished by their death. Not everything is inherited: what is extinguished by death does not pass. The Code does not list here what is extinguished, and this guide does not list it for it.

  2. Step 2: When it opens

    Article 1547: at the moment of the decedent’s death. Not when the will is read, nor when the declaration is made: at the moment of death.

  3. Step 3: Three classes, and one prohibition

    Article 1548: testamentary, intestate or mixed, but not contractual. That closing clause forbids arranging an inheritance by contract under this Code.

  4. Step 4: The testamentary one

    Article 1549: that resulting from the will declared in a testament. The will has its own chapter and a separate guide on this site.

  5. Step 5: The intestate one, and an overlooked nuance

    Article 1550: that established by law for where testamentary dispositions do not exist or do not govern. It is enough that they not govern: there may be a will and the intestate succession still open.

  6. Step 6: And the mixed one

    Article 1551: that resulting partly from the will declared in a testament and partly by disposition of law. Both sources coexist in the same succession.

  7. Step 7: The inheritance includes the debts

    Article 1552: it comprises the transmissible rights and obligations. It is not only what the decedent had in their favour: also what they owed.

  8. Step 8: And it may consist of debts alone

    The same article writes it plainly: whether the rights exceed the obligations, the obligations exceed the rights, or there are only obligations. The third possibility is in the text.

  9. Step 9: And what else is included

    Second paragraph of 1552: it also comprises the computable donations, as well as the rights and obligations inherent to it after the succession is opened. The Code does not define here what makes a donation computable.

  10. Step 10: Heir: receives the whole, good and bad

    Article 1553: the heir succeeds the decedent in all transmissible rights and obligations, by universal title. That universality is what drags the debts along too.

  11. Step 11: Legatee: receives something specific

    The same article: the legatee succeeds in specific goods or in an aliquot part, designated by particular title. It is the difference most often confused in practice.

  12. Step 12: What this title does not carry

    It does not say how an inheritance is accepted or repudiated, nor whether liability for the decedent’s debts may be limited: that is in later chapters of the same book. Nor does it define computable donations, or name any form, fee or deadline.

Where to do it

These articles describe no procedure before any agency: they fix definitions. The concrete procedures — the will before a notary, the declaration of heirs by notarial or judicial route — have their own guides on this site.

How long it takes

Check the current processing time with the official agency.

What to do if something goes wrong

If what you need is to make a will, or to know who inherits where there is none, those are subjects with their own guides on this site. If you are worried about ending up answering for the decedent’s debts, acceptance and repudiation of the inheritance are in a later chapter of this same book, which we have not covered yet. This title does not say how one accepts or repudiates, does not define computable donations, and does not list which rights are extinguished by death. MiPRFácil does not represent anyone in court and gives no legal advice.

Common mistakes

  • Believing an inheritance always adds up: Article 1552 admits there being only obligations.
  • Thinking an inheritance may be arranged by contract: Article 1548 says succession may not be contractual.
  • Assuming that if there is a will the intestate succession cannot open: it is enough that the dispositions not govern.
  • Confusing heir with legatee: the first succeeds by universal title, the second by particular title.
  • Counting the opening of the succession from the reading of the will or the declaration: it opens with death.
  • Forgetting the inheritance also comprises computable donations.
  • Assuming everything is inherited: only what is not extinguished by death.
  • Looking in this title for how to accept or repudiate the inheritance: that is in a later chapter.

Frequently asked questions

Are debts inherited too?

Article 1552 says the inheritance comprises the transmissible rights and obligations, whether the rights exceed the obligations, the obligations exceed the rights, or there are only obligations.

How does an heir differ from a legatee?

Article 1553 says the heir succeeds in all transmissible rights and obligations, by universal title, and the legatee in specific goods or an aliquot part, designated by particular title.

Can I arrange my inheritance in a contract?

Article 1548 says succession may be testamentary, intestate or mixed, but not contractual.

There is a will but it does not cover everything. What happens?

Article 1551 calls mixed succession that resulting partly from the will declared in a testament and partly by disposition of law.

Official sources

These are the government pages this guide is based on.

Last verified

September 10, 2026

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